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Went Down Saturday

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4K views 32 replies 24 participants last post by  GammelDansk  
#1 ·
This will be short, as I'm not very comfortable typing just now. I'll also thank everyone in advance for best-wishes and other comments-- I'll read them, but don't plan on answering for a few days. Thank you for understanding!

At a roundabout in Franklin, TN on Saturday afternoon a cager looked me directly in the eyes, then pulled out right in front of me so close that my only real choice was a heavy brake application. I went down at about 25 MPH, but did not hit him. The results are a separated shoulder (which responded well to treatment) and a broken ankle (which still hurts like the devil as I type this). Before I was ambulanced away, the cage driver (who was a gentleman; he did all he could for me at the scene and claimed to be a rider himself) told me that he hadn't seen me at first, He _did_ stop, but by the time he did I was already in the act of going down. His car was almost a full vehicle-length past his "yield" sign, and I ended up lying less than ten feet from his fender. He was going faster than he should've, to be negotiating such a complex intersection, as well. (I had the right-of-way, no question.) The police officer who did the report, when I asked, told me that fault could not be assigned to him as it was my word against his. I _presume_ this is because I didn't actually hit his vehicle. Yet, there is no doubt in my mind (and I really am pretty honest about such things) that the accident was totally the other driver's fault. I'm worried about this because, while my insurance is good, I really don't want the claim on my record. And, I'm gonna lose some wages for sure. Nothing catastrophic (and I'm not hurting financially), but I feel that I shouldn't hafta be responsible. I don't wanna win the "lawsuit lottery"; that's not my style. But... darnit, it _was_ the other guy's fault, so far as I can see! Can anyone offer me advice or insight or even just comforting words on this?

Anyway...

I was wearing my helmet, jacket, gloves, and proper boots. (My ankle broke because the bike landed on it.) The only road-rash I have is a spot nearly the size of a fried egg on my left knee; all of my gear did its job. Because my shoulder was so painful at the time, I never really got a look at my bike, and still have no idea what the damage to it is like, except that the windshield is shattered. I bet it's just scuffed tupperware, though. Interestingly, the automatic tipover engine cut-off switch failed to function. This caused no problems, however.

The message I'll send out here is that it happens just exactly as quickly as you've always imagined. One minute I was on my way to a friend's for dinner, the next I was waiting for an ambulance. In truth, I've gone back over the incident time and again, and the only thing I can see that might conceivably have kept me from going down that was within _my_ control is that I braked too hard. (Under the circumstances, with a car pulling out in front of me, I find it very hard to fault myself much even for this. But, I _did_ go down, so...) I don't clearly recall if the front wheel locked or not, but suspect it did. I've always recognized the value of ABS on a bike; if the 400 had offered it, I'd have bought it. But, it simply wasn't available.

I'm the biggest 400 fan in the world. I _love_ this bike, and don't yearn for more power and weight and increased fuel-usage. But, if the damage is worse than I think and I've gotta buy another one, I'll probably be looking closely at the Silverwing, the Executive, and maybe even a used Reflex with ABS. What a shame, that my fave bike lacks this feature, which now means more to me than ever.
 
#2 ·
Hi Lapine
Cagers can be such idiots!
I'm so sorry about your spill, injuries, and Burg damage. Glad it wasn't worse.
I hope you heal fully and quickly.
You're right about it happening in the blink of an eye.
I've had my share of close calls with cagers that don't give a **** about anything past the end of their own nose.
I really don't have any advice, other than tell the Ins co. your version of the events. Did any witnesses stop that are willing to bolster your claim?
Take care, and get better
Drew
 
#3 ·
More and more I question the sanity of riding on two wheels. If the officer says it's your word against his and he denies fault I would have no problem trying to get compensated. I'm trying to figure out conspicuity on a bike. What color helmet and jacket were you wearing? I just ordered a bright yellow jacket and am debating on the advantage of a yellow helmet. I don't want to look like a bananna if it won't help. I'd have to get "Chiquita" written on the back of the bike. Heal quickly and well. On the brighter side at least you can ride a scooter with a broken ankle! Try that on a motorcycle.
 
#4 ·
Lapine,
Sorry to hear of your spill.
I'm sure you'll be back in the saddle shortly.
Before doing anything with the insurance company, assess the damage to the scoot, just don't take too long. If it warrants an insurance claim, go for it.
Unfortunately, the police officer was right in his determination concerning fault. Because there was no actual contact, It is your word against the other driver's, both claiming the other was going too fast for conditions. Only witnesses at the scene could sway a jury one way or the other, which makes the "Lawsuit" approach much like the lottery. Although you may want to consult an attorney to get an opinion.
While I am a big fan of ABS, it wouldn't necessarily have kept you from going down. You didn't indicate whether the scoot ended up perpendicular or parallel to the cage. We have a natural tendency to steer away from a pending collision. That action, combined with braking, is probably what caused you to do down. Of course, the front being locked would accelerate the loss of control.
I apologize for not being more "comforting". The phrase that fits is "Been There, Done That"!
 
#5 ·
In the Fall, I had a cager pull out in front of me while I was doing about 40MPH. I slammed on the brakes and kept the bike pointed directly straight. I don't know why I reacted this way, however, in hind sight, I have often thought about how close that came to being a disaster, missing him by a foot or two. Having ridden a few years, but never taken the MSF course, I was probably lucky. I think if I had turned the wheel I would have also gone down. I am now regestered to take the MSF course with my 17 year old son. He has had dirt bikes a few years and wants to get on the road, so I figure I can learn alot as well. Sorry to hear of yoour accident and I will keep you in my prayers, thank God you're OK.
 
#6 ·
Chiefmas said:
While I am a big fan of ABS, it wouldn't necessarily have kept you from going down. You didn't indicate whether the scoot ended up perpendicular or parallel to the cage. We have a natural tendency to steer away from a pending collision. That action, combined with braking, is probably what caused you to do down. Of course, the front being locked would accelerate the loss of control.!
Very true!

If the damage is more than twice the amount of your deductible, I'd file the claim. That's the whole point of insurance. Of course, you didn't mention the medical expense side of things.

Regardless, I hope you get to feeling better soon!

Chris
 
#7 ·
Hey, sorry to hear about the accident. I hope you heal quickly.

FYI there's a brand-new 2008 edition of Proficient Motorcycling out. Get a copy and read it while you recuperate. There's good stuff in there that might keep you out of trouble next time.

Rod
 
#9 ·
I don't think braking in a straight line is an option in a roundabout. Yer pretty much in a turn the whole time either circling or exiting. Roundabouts are great and we need more of 'em but most people don't know how to use 'em. Depending on the size of the circle and the vehices A post he may not have been able to see you until it was too late. Either way it was his fault and it sounds as if you did the best you could.
 
#10 ·
Hi Lapine

I am very sorry to hear of your accident. My only advice would be to be very assertive in pursuing your claim against the errant driver.
 
#11 ·
Feeling a little better today-- thanks for all the good wishes and comments!

As mentioned earlier in the discussion, it was pretty much inevitable that I was on a slight curve when I hit the brakes. There was, in fact, no way to straighten up except to aim directly at the other car. Therefore, I can see where perhaps ABS wouldn't have helped at all. I'll ponder on this at length while recovering.

The guy in the cage was, except for causing the accident, a real stand-up guy. He didn't seem to try and evade any of his responsibilities at the scene. Perhaps my best hope regarding the claim is that he'll continue to behave in such high moral character.

I've filed my insurance claim, and some of the swelling is down. Otherwise, no news.
 
#12 ·
Lapine Rider said:
I've filed my insurance claim, and some of the swelling is down. Otherwise, no news.
Glad to hear it! After yesterday, a little boredom is just what the doctor ordered.
 
#13 ·
Glad that you're going to be ok! Having an accident is something that some people don't survive, and you're lucky to have gotton off with as little injury as you did. We're all pulling for you hard and hope you get better soon!
 
#14 ·
Heal quickly and know you did all you could to avoid the crash. Now heres' to riding 50 more years without any!@ :cheers:
 
#16 ·
Sorry to hear of your crash. I would check into every avenue so that the one at fault (other driver) is responsible. I hate to hear of things like this when it sounds that you are not at all to blame, except you avoided the car. Good luck to you. Heal quick!
 
#17 ·
Sorry to hear about your accident. Heal well and heal fast, the bike can wait.

Being on a roundabout, it sounds like you made the right decisions. There is never enough time to think during those situations. It seems that decisions are easiest measured in hindsight and yes, your bike is damaged, but you were able to walk away and that's way more important.

Hope it works out ok for you financially and takes care of at least most of the cost of shopping for a new bike.
 
#19 ·
Hey Man, so sorry about your accident. Hope you heal soon, and start riding right away. I always give up the right of way, just to avoid an accident. It works for me, maybe you should try that next time. Those roundabouts are miserable, and we do have some in FL.
Allen Pearl
 
#20 ·
Lapine,

Glad to hear you are ok (more or less)....I found out this morning, let me know if I can do anything for you.

I have a question about your riding gear, what type of shoes were you wearing? That broken ankle does not sound like it was fun at all.

Hope you feel better soon.

G
 
#22 ·
Wow, this is a bummer.

I hesitated on the Burgman 400 for this very reason. (lack of ABS) Honda is too proud of their Reflex for my taste, and the Burgman is a better bike in every regard other than brakes.

I have ABS on my other bike, and it has possibly saved me once when a deer strolled out on a highway in front of me. I got on both brakes hard and the ABS worked on the rear. I only would've locked it for a microsecond, so it may not have been a crash, but then again, it may have.

One thing about ABS that people sometimes forget is that it doesn't work below a certain speed. (25 mph?) So you may have would up the same even if you DID have ABS, and in that case, you'd be even more mad.

I've crashed twice since 2000, once at 45 mph and have been lucky enough to only have road rash.

My best wishes for your recovery and many crash free miles ahead. While this isn't much comfort right now, you may appreciate it later: It could have been much much worse.
 
#23 ·
"...The guy in the cage was, except for causing the accident, a real stand-up guy. He didn't seem to try and evade any of his responsibilities at the scene..."

Except maybe admitting he was at fault perhaps? Couldn't the officer assign blame based on the driver's confession at the scene? Any legal experts know the answer to this?

Anyway, I wish you a swift recovery and that the rest of your miles are accident free.
 
#24 ·
Thanks to all of you for our support; the swelling goes down hourly and I almost feel human again. And...

The other driver's insurance company has contacted me. That may not be a _good_ sign, but it's certainly not a _bad_ one...
 
#26 ·
Glad to hear you are mending rapidly.
Seems that his insurance contacting you is a good thing as he has told them about the accident.
Just wondering If you have light modulators. They seem to work very well for me and I wonder if they would have prevented this accident.