Yesterday was my first ride ever with a chest protector. This is one of the most overlooked protections that riders ignore. I bought a $49 Alpinestars one that sits in your jacket, but I'm going to come up with some sort of fastening system like elastic straps to keep it in place. It's got plenty of vent holes for air to pass through--I don't even know it's there. I've heard somewhere that there are actually more damages to the front (ribs, organs) than to the back in a fall and yet we all have on back protectors when we ride (possibly because the risk of paralysis is so terrible). I've always used either Icon or Bilt knee & shin guards too, usually wrapped over my pant legs when commuting, but now I just put them on over my long johns but under my draggin' jeans or my motorcycle specific pants. So yes, gloves, boots, jacket with all its armor, chest & leg protectors & the riding pants have hip protectors and of course a Shoei helmet. I'll never ride without all those. My neighbor went down in front of his house when someone pulled out in front of him. There is too much gravel, poor roads, sloppy country drivers and loose dogs around here to keep this place from being real good riding.