My wife does not want me to get one. Says they (all motorcycles) are too dangerous. What can I do? I just got the bug to get one. My brother has a regular motorcycle and a guy I work with just bought one. But I perfer the Burgman. Looks like a regular bike and is an automatic. What are insurance rates like on a bike like this? What is the top speed of the 400 vs 650? I am 6 foot tall 285 lbs. Is the 400 gonna be okay for me? Is there like a load limit or whatever? Sorry for all the questions. Thanks in advance for any help that anyone can offer.