I don’t know about overseas or your nationality but here in the UK when we travel we take out travel insurance which covers you for any medical eventuality ie sickness, injury, dental, doctors or hospitalisation etc etc even repatriation and getting your scooter home ( although recovery insurance would be good to have ) Is that something you could possibly get or look into? Perhaps one dedicated to motorcycling? At least you know you would be looked after if heavens forbid anything did happen. Just a thought.