Gravel... the word still sends shivers up my spine....
I've been riding now for 4 years. One evening in my 2nd season I decided to go on a quick 5 minute ride at sunset around my neighborhood on a 50cc scoot I used to have. I turned down a street I had never been down before and could not see well. I could tell you could go straight or turn left, I made a decision to go straight but as i got closer and closer within my headlight range I saw a cable stretched across the road. Right at the moment I realized that it was a cable it was too late! Right as i hit the brake the road turned from pavement to gravel and I started a sideways skid and rolled off the right hand side of the scooter. I came within 1 foot of the cable. I was only going about 20-30 MPH. Picked up my scooter, shut the motor off, sat there for a minute while people rushed up to see if I was ok. A man could see I was hurting, holding my left arm, kinda dazed. All the way up my right arm to my shoulder was totally full of gravel and road rash. I didn't want to get a ticket so I refused to let the people call for help, and I drove home with the air hitting my road rash stricken arm. It felt like someone was holding a match to it. I had my wife clean the gravel out of my wounds... worst pain ever! Then I went to bed. My left wrist hurt but I thought it was just bruised. when I woke up the next morning I could not squeeze the toothpaste with my left hand to brush my teeth. That's when i knew I had to get it checked out. Turned out it was fractured. I had to wear a cast for 6 weeks that killed the rest of my riding season! I also had to go around telling strangers and cute women that I had an accident on my ninja

The funny part was I rolled onto my right side, but fractured the left wrist. I believe it hit the handle bars when i flew off. The road I had decided to go down, was not actually a road, it was an elementary school property and was a bus turnaround! It was my fault, but I was pissed that they had no sign hanging from the cable. I would have seen it in time to avoid or lessen my accident had a sign been hanging from it. I meant to go back just to tell the school about my accident to save others from the same fate , but never did. I have noticed they have changed it now and is no longer a danger.
As it turned out, later i discovered I had 1 of 2 working headlights. All this time I did not realize both lights were supposed to work on high and low beams. I thought one was high and one low. After i fixed my lighting it was a big difference, but still very inadequate.
Bottom line, stay off dirt, gravel and night rides without upgrading lighting. I still cringe when i'm forced to go over loose dirt or gravel ,but I stay calm and all is fine!