Progessive rates
Progressive's rates seem in general better for motorcycles/scooters than other companies. Perhaps they specialize in these vehicles.
I had a $98 per year policy with them for an 04 Yamaha Vino 125, as follows:
Bodily Injury Liability.............$15K each person/$30k each accident
Property Damage Liability......$10K each accident
Custom parts and equip.........$1000 or actual cash value
Today I called them, canceled the Yamaha and added the Burgman.
The cusomer rep. said, "Got it, you are insured for the rest of the policy term (Feb 05) at the same rate, only we owe you two dollars."
When I recovered I said, well, then, how much for collision with $500 deductible. She said, "I'll add it. Let's see, OK, now instead of us owing you two dollars now you owe us two, 'cause it increased your premium by four dollars."
Then she said, wait a minute, talked to someone and said, forget the two dollars you owe us, it would cost more than that to send you a bill. I said you can bill it to my credit card if you want. I'll give you the numbers right now. Nah, she said, we'll just add it to your next premium bill when it comes due.
Do I love Progessive? Need you ask.