I would have your bike checked out. This really seems to be bothering you so I surmise that there is a defect in your scooter. I didn't notice a whine until I got rid of the wind noise by installing a Clearview XXL. When cruising, the very gentle whine accompanied by the pulse sound of the exhaust is rather pleasant. It is a song like many describe. While mine isn't loud, being behind the screen does amplify the mechanical sounds. The whine is louder on low speed decceleration (sp?) I think it sounds kind of cool when it does that. My friends comment that they cannot hear the Burgman as I pull up. I noticed it too when my friend rode it. As he pulled up, the thing was way more silent then when I'm behind the windscreen. Still the thing is quieter than most motorcyles I know.
As for me, I'll keep the gears. Given proper maintenance (a super easy long interval oil change) the gears and bearings should last the life of the scooter. To me this is a very simple setup. It's execution makes it seem more complex than it really is. As for "all those seals", how many are there? I would think there is only an input shaft and output shaft seal. No different than a shaft drive unit.
As for me, I'll keep the gears. Given proper maintenance (a super easy long interval oil change) the gears and bearings should last the life of the scooter. To me this is a very simple setup. It's execution makes it seem more complex than it really is. As for "all those seals", how many are there? I would think there is only an input shaft and output shaft seal. No different than a shaft drive unit.