This is copied from a topic on a Silverwing forum I also go to. Just passing it along, food for thought.
I am going to post this, but I won't debate it or anything...... just putting a heads up out there for those who are interested in doing an iron butt.
Do your research on the term: Racing.
Many states have adopted rules about racing on public highways.... as defined as:
Oregon state law: 811.125
Speed racing on highway
(1) A person commits the offense of speed racing on a highway if, on a highway in this state, the person drives a vehicle or participates in any manner in any of the following in which a vehicle is involved:
(a) A speed competition or contest.
(b) An acceleration contest.
(c) A test of physical endurance.
(d) An exhibition of speed or acceleration.
(e) The making of a speed record.
(f) A race. For purposes of this paragraph, racing is the use of one or more vehicles in an attempt to outgain, outdistance or prevent another vehicle from passing, to arrive at a given destination ahead of another vehicle or vehicles or to test the physical stamina or endurance of drivers over long distance driving routes.
(2) The offense described in this section, speed racing on a highway, is a Class A traffic violation and is applicable on any premises open to the public. [1983 c.338 §568; 1985 c.16 §287]
NOW..... here is one more item to consider:
Geico Motorcycle Insurance Exception Page on your policy.... check it. Mine said that the rider must limit the daily miles to be 500 miles or less in any one 24 hour period, if more than, your policy is voided by this exception.
Do your own research on your own policy and your own state law rules. I know that Washington State has a very similar law that Oregon has.
No judgements, I don't have a dog in this fight because I don't see any value in sitting on a motorcycle for 1000 miles in one day.... don't see any reason why I would ever consider doing it after doing my own personal research on it.
I am not saying don't debate this. I just felt it necessary to post as I am a serious motorcyclist and scooter rider and felt an obligation to post it so that others become aware of these issues.
NOTE: Calling your insurance agent and having him tell you "Don't worry about that exception.... is wrong advice. When the accident adjustor notices that you have IB 1000 paper work in your possession or spewn around the accident site, they will report it. Cuz your agent told you not worry about it, does not change the exception policy. Your signature is on the document.
Be careful how you compete with other riders on any grounds. So you are at a Goldwing Gathering and they are doing the "see who can ride the slowest" and you fall over with your $25,000 motorcycle and break your ankle. That is competition riding. Not covered.... perhaps. Just be careful about this is all I am saying.
