Finally, I’m back on the road! The following is my experience with GEICO and a tip-over. I wanted to wait until everything was settled to share my experience.
On Friday, June 6th, a friend (he is still a friend) parked his 2012 BMW 1200GS to the left of my 07 Red Exec, which was on the center-stand. Somehow, when he was getting off he let it fall against mine, causing it to slam on the concrete on it’s right side. I called GEICO and they asked where I wanted the bike repaired. City Cycle Sales in Junction City, KS is the nearest Suzuki dealer in this area (about 14 miles from Manhattan, KS, where I live). While I was still on the phone, GEICO called them and set up the contact info, gave me the phone number & name of my local agent who would be handling my claim.
City Cycle Sales picked my bike up that Friday night around 7 PM and my agent called me and introduced himself and let me know he would look at the bike on Monday if the dealer had time to run a quote. As it turned out, the dealer didn’t get to my bike until Tuesday (my GEICO agent called and kept me informed). The total damage was just a few dollars shy of $2,400. I was also told this is going on my record as a no-fault accident, so my insurance shouldn’t go up. Time will tell.
My agent personally carried the check to City Cycle so they could get the parts on order. I checked with them and they had mine scheduled for work to begin on 6/24, after finally receiving all the parts. My friend who had difficulty getting off his BMW has already given me a check for my deductible.
I researched insurance rates before selecting GEICO. I have a good driving record and credit rating which helped score a decent rate of about $100 a year, including liability, collision, comprehensive & towing (about 6 weeks ago I upped my coverage to $100K/300K to compensate for under-insured and non-insured drivers, so next year it should run another $31 or so. **** glad I chose GEICO, they have always treated me with respect and these guys are fast! Just wish City Cycle Sales were as fast, but to be fair they are a very large Harley dealership too, and they always have lots of work to do, (no slam against Harley). I would rather have to wait for a day or two and have the job done right, than to choose a dealership with the mechanics sitting on their asses waiting for something to screw up!
I got a call Thursday morning (6/26) letting me know the work was complete and the bike was ready to go. Sure is good to be on the road again!!
Different folks have varied experiences with insurance companies. I check rates on everything I own every 2 or 3 years, just to make sure I am getting a good deal. GEICO has had the best rates, for motorcycles only, since 2007. If you are near renewal or just curious, you can get a quote online without having to talk to anyone! If you do, check out the under-insured & uninsured motorist. If someone takes you out and they don’t have insurance, chances are they are not going to have enough bucks under the mattress to pay for any of your medical care, let alone rehab/therapy. That could be the most important coverage you have. Stay safe!
On Friday, June 6th, a friend (he is still a friend) parked his 2012 BMW 1200GS to the left of my 07 Red Exec, which was on the center-stand. Somehow, when he was getting off he let it fall against mine, causing it to slam on the concrete on it’s right side. I called GEICO and they asked where I wanted the bike repaired. City Cycle Sales in Junction City, KS is the nearest Suzuki dealer in this area (about 14 miles from Manhattan, KS, where I live). While I was still on the phone, GEICO called them and set up the contact info, gave me the phone number & name of my local agent who would be handling my claim.
City Cycle Sales picked my bike up that Friday night around 7 PM and my agent called me and introduced himself and let me know he would look at the bike on Monday if the dealer had time to run a quote. As it turned out, the dealer didn’t get to my bike until Tuesday (my GEICO agent called and kept me informed). The total damage was just a few dollars shy of $2,400. I was also told this is going on my record as a no-fault accident, so my insurance shouldn’t go up. Time will tell.
My agent personally carried the check to City Cycle so they could get the parts on order. I checked with them and they had mine scheduled for work to begin on 6/24, after finally receiving all the parts. My friend who had difficulty getting off his BMW has already given me a check for my deductible.
I researched insurance rates before selecting GEICO. I have a good driving record and credit rating which helped score a decent rate of about $100 a year, including liability, collision, comprehensive & towing (about 6 weeks ago I upped my coverage to $100K/300K to compensate for under-insured and non-insured drivers, so next year it should run another $31 or so. **** glad I chose GEICO, they have always treated me with respect and these guys are fast! Just wish City Cycle Sales were as fast, but to be fair they are a very large Harley dealership too, and they always have lots of work to do, (no slam against Harley). I would rather have to wait for a day or two and have the job done right, than to choose a dealership with the mechanics sitting on their asses waiting for something to screw up!
I got a call Thursday morning (6/26) letting me know the work was complete and the bike was ready to go. Sure is good to be on the road again!!
Different folks have varied experiences with insurance companies. I check rates on everything I own every 2 or 3 years, just to make sure I am getting a good deal. GEICO has had the best rates, for motorcycles only, since 2007. If you are near renewal or just curious, you can get a quote online without having to talk to anyone! If you do, check out the under-insured & uninsured motorist. If someone takes you out and they don’t have insurance, chances are they are not going to have enough bucks under the mattress to pay for any of your medical care, let alone rehab/therapy. That could be the most important coverage you have. Stay safe!